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5 Things to Know Before Undertaking a Storm Damage Roof Replacement

Posted on February 5, 2024

Estimated Reading Time : 5 Min.

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storm damage roof replacement

Storm-related roof damage can result in a lot of headaches for homeowners. Strong winds, hail, or pouring rain are just a few examples of how nature can ruin a roof, causing leaks, missing shingles, and structural problems. But if you need a roof replacement due to storm damage, it’s important to note that this is an important choice that needs to be well thought out and planned. 

In this blog post, we’ll go over five important points that you should be aware of before starting a storm damage roof replacement project.

Factors To Keep In Mind When Getting A Storm Damage Roof Replacement

As a homeowner considering a storm damage roof replacement, it’s essential to factor in various considerations to ensure a smooth and effective process. Let’s delve in to get a better understanding: 

1. Thorough Inspection

It is imperative that you thoroughly inspect your roof following a storm to make sure there is no damage. Look inside your house first for indications of a leak, such as spots of water on the walls or ceiling. Next, check the attic and look for any signs of water seepage, damp insulation, or mold growth. All of these indicate the possibility of roof damage.

After you’ve looked inside, it’s time to examine your roof. With binoculars, you can accomplish this safely from the ground. Inspect the roof for any apparent damage, including bent, cracked, or missing shingles. Inspect the chimney, vents, and flashing for issues as well. If you feel comfortable, you can also climb up a ladder to get a closer look at the roof, but it’s usually safer to leave this to professionals to avoid accidents.

Understanding the extent of the storm damage can help you decide whether repairs are sufficient or if a full replacement is needed. 

Storm damage roof replacement

2. Insurance Coverage

After a storm, it’s important to check your home insurance policy to understand what’s covered if your roof is damaged. Usually, insurance covers the cost of fixing storm damage. Remember to take photos and write descriptions of any damage to back up your claim. This ensures a quick and accurate process for fixing or replacing your roof. Contact your insurance company promptly to report the damage and get advice on filing a claim. They’ll likely send an adjuster to assess the damage and determine coverage.

Knowing your insurance coverage for storm damage and having proper documentation can help the claims process go smoothly. 

3. Warranties and Guarantees

When replacing a storm-damaged roof, it’s vital to consider warranties and guarantees for added protection. Many roofing products come with warranties covering specific events like storms, potentially offering refunds or replacements for damaged parts. However, not all warranties cover weather damage, so it’s crucial to read the terms carefully and maintain documentation of your roof’s history. 

Additionally, reputable contractors may offer guarantees for their work, typically lasting a few years, and are sometimes backed by insurance. Ensuring any guarantee is genuinely insurance-backed is important to avoid future issues. 

Furthermore, selecting durable and weather-resistant materials like impact-resistant shingles, metal panels, or composite materials is essential, particularly in storm-prone areas, providing added peace of mind. Considering factors like durability, energy efficiency, and environmental impact when choosing roofing materials can help meet your needs and budget while ensuring long-term protection against future storms.

4. Professional Assessment

Before deciding on any repairs or replacements, it’s essential to have a professional roofer assess the overall damage. Look for a trusted contractor experienced in handling insurance claims, as they’ll likely provide a detailed estimate for the necessary work. This estimate will be valuable when discussing the damage with your insurance company. 

The success of your roof replacement hinges on the expertise of the contractor you choose, so it’s crucial to hire a licensed and reputable professional. Researching local contractors, reading reviews, and seeking recommendations can help narrow down your options. 

During interviews with potential contractors, ask about their experience, certifications, and warranties offered. A dependable contractor will be transparent, communicative, and committed to delivering quality workmanship.

5. Property Value and Budget

When contemplating a storm damage roof replacement, it’s crucial to assess its impact on your property’s value and your financial resources. Despite the initial expense, a well-maintained roof can enhance your home’s overall worth. 

A new or well-maintained roof can leave a positive impression on the potential buyers and increase the market value of your home. Whether opting for repairs or replacement, weigh short-term fixes against long-term solutions to ensure the best outcome for your investment.

Take into account all costs involved, including materials, labor, and potential hidden damages. While repairs may seem more affordable initially, frequent fixes can add up over time, often making a complete replacement a more cost-effective solution in the long run. Timing the project during favorable weather conditions can also help avoid additional expenses due to weather-related delays. 

Maintenance and Prevention

Preventing storm damage to your roof requires regular inspections, reinforced structures, and emergency preparedness. Here’s how you can proactively protect your home: 

  1. Regular Inspections: Schedule professional roof inspections twice a year to detect damage and address it promptly.
  2. Gutter Maintenance: Clear gutters of debris regularly to prevent water buildup and potential roof damage.
  3. Trim Trees: Trim overhanging branches to prevent them from damaging the roof during storms, reducing the risk of structural damage.
  4. Secure Loose Shingles: Promptly repair or replace loose or damaged shingles to prevent water leaks and further damage.
  5. Seal Roof Penetrations: Seal gaps around vents and chimneys to prevent water infiltration and potential leaks.
  6. Reinforce Roof Structure: Strengthen roof trusses or install hurricane straps to improve resistance to high winds and reduce the risk of structural damage.
  7. Install Impact-Resistant Materials: Upgrade to materials designed to withstand hail, debris, and high winds to minimize storm damage.
  8. Emergency Preparedness: Develop an emergency plan and keep supplies on hand for temporary repairs, like a tarp, during severe weather to protect your roof and property.

Budgeting for Maintenance and Repairs

When planning for a storm damage roof replacement, it’s crucial to budget wisely and explore financing options to cover potential expenses. Here are some helpful tips:

  1. Check Your Insurance: Review your homeowner’s insurance policy to see if it covers roof replacements due to storm damage or other qualifying events.
  2. Include Contingencies: Allocate 10 to 20 percent of your budget for unexpected issues or changes during the project.
  3. Prioritize Quality Materials: Consider the long-term benefits and energy efficiency of different roofing materials when calculating costs.
  4. Get Multiple Quotes: Request quotes from several reputable roofing contractors to compare costs, services, and warranties.
  5. Set Aside Emergency Funds: Create a contingency fund within your budget and explore financing options like roofing company plans, personal loans, or home equity loans to cover any budget gaps.
  6. Research Tax Credits: Look into local and federal programs offering tax credits or incentives for energy-efficient or environmentally friendly roofing options.

Contact BRH Enterprises For The Best Storm Damage Roof Replacement Services

Replacing a storm damaged roof is a major project that needs careful consideration. By checking the damage and following the steps mentioned above, you can set yourself up for a successful roof replacement. Remember, spending on quality now saves you trouble later. If you need help, reach out to BRH Enterprises: the trusted storm damage roofing experts in your area.

If your roof’s been hit by a storm, BRH Enterprises is on call 24/7 to fix it fast. With our expertise and insurance know-how, we’ll make sure you get the compensation you deserve. From missing shingles to leaks, we’ll get your home back in shape. Give us a call at (920) 249-4228 for a free inspection today!

BRH Enterprises
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